This happened about 2 years ago and I'm still angry. I bought a lawn tractor with a mulching kit at the Vero Beach, FL Sears store.
The salesman said I could have 12 months to pay interest free. I said that it would not be necessary because I always pay my charge accounts in full every month, therefore there would be no interest.
He kept insisting that it would be foolish not to take advantage of the offer. After the 4th or 5th go around I finally said "OK, but it's not necessary" just so he would finish ringing up the sale and I could leave.
When I got home I went on-line to register my warranty and spotted the "No interest for 12 months" but there was also a choice of that or a 5% rebate on the sale which would have saved me $85 - $90. I selected the rebate and it was rejected because I already selected the "No Interest" option.
I immediately called customer service and spoke to numerous people and they all had a flippant attitude so I was out of luck on the rebate.
Why did the salesman practically demand that I accept the "No Interest" offer when I made it clear to him that I always pay the full balance of my accounts before the due date?
I now buy my tools, etc. at Lowe's, Home Depot or Amazon.com. In fact, I now need 6 new tires for my motorhome and will not get them at Sears.