With so name bad reviews and such a bad rate I do not understand why would they keep the doors open. My advise to you, DO NOT OPEN A CREDIT ACCOUNT WITH SEARS they will not send you the monthly statement so they can charge you late fees.
Bad company to do business with.
I bought $1200 in appliances took the 0% finance for 1yr. paid the account in 6 months except for $87.00 (so they say) and did not send me a bill for over 45 days and now they want to charge me an extra $25.00 for late fees.
Review about: Sears Credit Card.
Reason of review: Poor customer service.
Monetary Loss: $25.
Preferred solution: Full refund.
I didn't like: Customer service.